Shopping On Line (Maybe)

No, No, Hell No …. I will not spend the extra money to join some kind of “Customer Club” with some online retailer so that I can purchase a product that I want and which they have decided is only available from them to customers who spend the extra money to join their little club.

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If I want some product and have no choice but to buy it in that fashion, then I will look for the product from some other source (More than likely the manufacturer of the product themselves — and all such manufacturers usually have their own websites) or I will do without the product —- or I will find a suitable substitute.

So I guess my advice to my fellow potential online shoppers this evening is, “Look for what you want to purchase on more than one website because the deals can change from retailer to retailer and some online retailers may offer something at a far better price than others.”

Scam Detector

This site that I am about to provide a link to is (In my opinion) one of the most interesting and absorbing (not to mention “Useful”) sites that I have ever seen in my life. It is filled with information about scams that might trip the unwary up and I highly recommend the site:

https://www.scam-detector.com/

Just take a moment to open the site up and see what I am talking about. I think you will be pleased. I find this site to be addictive, myself!

Telephone Scams

Remember these tips to avoid being a victim of a telephone scam:

How to Protect Yourself

ARTICLE VIA: https://www.usa.gov/telemarketing#item-37207

I am including this information on the blog this morning because I want my blog to be of use and service as well as to be curious and entertaining.

The telephone is a useful thing but mine has been driving me nuts lately with unsolicited calls, scam calls and robo calls and I am sure I am not the only individual who is experiencing this problem.

Here are some suggestions from Uncle Sugar on how to deal with these things for those who may not already be up on how to deal with these things:

Do

  • Register your phone number with the National Do Not Call Registry. You may register onlineor by calling 1-888-382-1222. If you still receive telemarketing calls after registering, there’s a good chance that the calls are scams.
  • Be wary of callers claiming that you’ve won a prize or vacation package.
  • Hang up on suspicious phone calls.
  • Be cautious of caller ID. Scammers can change the phone number that shows up on your caller ID screen. This is called “spoofing.”
  • Research business opportunities, charities, or travel packages separately from the information the caller has provided.

Don’t

  • Don’t give in to pressure to take immediate action.
  • Don’t say anything if a caller starts the call asking, “Can you hear me?” This is a common tactic for scammers to record you saying “yes.” Scammers record your “yes” response to use as proof that you agreed to a purchase or credit card charge.
  • Don’t provide your credit card number, bank account information, or other personal information to a caller.
  • Don’t send money if the caller tells you to wire money or pay with a prepaid debit card.

The Arkansas Minimum Wage Experiment

Category: Business/Finance/Economy

I have read reports saying that the American State of Arkansas (My Mom lived in Arkansas for awhile a long time ago) is experimenting with what experts are calling “The Highest Effective Minimum Wage” on the continental United States.

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The idea behind the economic experiment in Arkansas, as I understand it, is to determine whether the high minimum wage will raise minimum wage workers out of poverty or whether it will derail the State’s economy.

The figure that is being tossed around for the Arkansas experiment is reported to be $11.00-per-hour and this is reportedly an incrementalism that will bear full fruition by the year 2021.

The humorous side of this story (as far as I am concerned) is that somebody has reported that once the minimum wage workers in Arkansas have reached their $11.00 per hour plateau, they will be earning almost 70-percent as much money as the “Median” worker in the state.

It is my opinion that if the “Median” worker in the state is making that low of a wage, then there is something drastically amiss with the State’s economy from the get go because, in my humble opinion, nobody can reasonably expect to do all the things on a wage of $11.00 per hour that others do on much higher incomes. (Things like supporting a family or saving money for college and other things like those.)

“But minimum wage jobs were never intended to provide all the necessities and are designed as entry-level jobs for folks just coming into the Jobs Market and are meant to be stepping stones to higher paying jobs in any market” some people are contending.

That is all well and good until one considers that even though minimum wage jobs are designed as temporary entry-level jobs for new workers, there are a hell of a lot of elderly folks and retired folks who absolutely depend on them to supplement their retirement incomes or their social security or whatever, and to those folks, minimum wage jobs are life saving — and an $11.00 wage cap may not be entirely exciting for them.

I know some business people who will tell you, “If they keep on raising minimum wages, I will be forced to lay people off or to find a way to buy a robot and replace some folks (Like some fast food restaurant chains have already begun to do) or I will have to go out of business altogether.”

I know that as a consumer, I am not ready nor willing to shell out $25 for a common hamburger at a fast food restaurant and if the minimum wages get onto an upward-sliding scale that has no ceiling in sight, I am sure that kind of inflationary effect is inevitable.

I hope that when people start getting their minimum wage increases they also start learning that customers like their food hot and fresh and they appreciate being made to feel as if they were actually welcome in the business places where some of these surly-faced, seemingly uncaring low wage earners are employed.

Although I don’t know how the welfare systems work in all the states, I am hoping that once minimum wages go on their upward spiral all across the country that a lot of the welfare systems start denying benefits to some of those minimum wage earners on the argument that they earn too much money to receive welfare. —- In my opinion, there is no need for American Taxpayers to start subsidizing welfare recipients who suddenly find their windfall in the unchecked upward spirals of minimum wage increases.

I know the Left Wingers will not agree with this at all since they seem determined to give away the store to all the eaters and takers who are first in line with their hands out for more and more freebies.

No New Broadband Provider For Me

I’m not getting a new broadband service provider just yet! I am still steamed at what happened when I tried to do so yesterday. Interesting story. Let me tell it to you.

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I am not going to mention the name of the broadband internet hotspot provider whose store I visited yesterday in the hopes of getting what I thought was a most generous data allowance at a really reasonable price because, even though their business model might be a little off-putting to me, I assume it is similar to the models used by a lot of other broadband companies —- except the one I am currently using, apparently.

The data plan that I was looking at with the potential new supplier was a little more than half again as much as my current provider allows me at almost half the cost of what I am paying at the moment.

No do not misunderstand me: I am not complaining about my broadband supplier. In fact, they have probably the biggest network in the world and the best customer service department — a customer service department that bends over backwards to please me and who has never failed to gain a really advantageous resolution for me to any problem I have ever taken to them.

But I was thinking of adding the new provider as a back up and, if they performed well for me, I might have entertained using them exclusively.

So I went to their store and met some of the nicest people in the world standing behind counters, ready and willing to make me a happy camper in their environment and with their product.

I do not know the number of questions they asked me or how many personal questions they threw at me, but it wasn’t long before I felt like I was being grilled by some government agency for a security clearance or something …. definitely more information than I thought was necessary to gain access to what I thought was going to be a prepaid broadband data plan.

By the time they got around to asking me for my pin number for my Experian account (I had frozen all my credit accounts during a major identity theft scare a few years ago) I couldn’t remember the pin number — and the interview — and the sale of their product abruptly ended at that point. —- I left their store without my new data account and went to soak my sorrows in some fish and chips at a local restaurant.

I know a lot of companies use the same credit granting procedures but I thought it was a little much for the few dollars a month I would be paying them …. in advance ….. by automatic deduction from my bank account.

Have I mentioned yet that my current provider (whom I have been with constantly for the past Three years) has never once asked me for any credit information at all and we have had wonderful relations for those Three years …. and guess what ….. I have learned that the grass is probably not greener on the other side of the fence and I am sticking with my current provider!

I am a guy who likes things simple and I hate jumping through a lot of hoops to get something I want — especially since I have enough money to get almost anything I do want — and when I feel pressured or hassled, my cockles rise.